Thursday, January 10, 2013

Offers... coupons without the work

Love saving money, but hate the work of coupons?

That's normal!

Fortunately, an increasing number of credit cards are offering easy-to-redeem coupons or offers, right in their mobile applications. It's easy to browse relevant offers, sign up, and that's it! Let me repeat that: no clipping coupons, no stuffing coupons into your wallet, and no fishing around your wallet for coupons at check out. Simply sign up for the offers that are relevant to you, use the credit card at the retailer, and receive a statement credit for the offer amount. Save money without the work.



What you need
  • Mobile or online access to your bank and/or credit card
  • Smartphone
  • Mobile app from your bank and/or credit card (preferred, but not always required)
How to get started
  • American Express example
    • Step 1 - open the American Express mobile app
    • Step 2 - select the offers relevant to you
    • Step 3 - review and add the relevant offer to your "wallet"
    • Step 4 - verify that the offer has been added to your "wallet"
    • Step 5 - that's it! Go shop and save!
  • Other banks and credit cards
    • Download the app and look for offers. Bank of America, Capital One, and Discover are constantly updating their offers.
How to use
  • There's so little work required, this section is blank
  • Reminder: when you shop, you must use the same credit card that was displayed in the verification page
Conclusion
The savings of coupons without the work. Simply download the app from your bank and when you have some free time, e.g. you're standing in line, browse for offers. Who knows, you may find offers from the retailer whose line you're standing in!

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